Last week, one of my employees called me because she received an email from me asking her to buy thirty $100 iTunes gift cards. Obviously, I employ highly intelligent people, and she was just letting me know someone was being shady.
In this case, nobody hacked my email. Instead, they used my name and tried to make it look like the request was coming from me. This email was not a mass scam sent to thousands. Someone figured out she worked for me and pretended to be me.
There is no way I am going to avoid a scam like this example happening again.
My point is you need to take your online security very seriously.
Use suggested passwords from those services, Chrome, or Safari.
Don't repeat your passwords.
Don't click on links in emails asking you to reset your passwords.
Use 2-factor authentication.
Don't trust people pretending to be your boss, asking you to buy $3,000 worth of gift cards.
The cost of taking shortcuts with online security is not worth the time you save.